Finance Your Toyota, Your Way

At Kalamunda Toyota, we believe finance should feel simple — not stressful. Whether you’re buying your first car, upgrading for the family, or exploring novated leasing through work, our team is here to walk you through the options. We’ll explain everything clearly, offer honest advice, and help you find the best fit for your lifestyle and budget. No hard sell. Just real support from your local Hills dealership.

Finance Your Toyota, Your Way

Toyota Access – Finance with Flexibility

Toyota Access gives you the confidence of a Guaranteed Future Value. Choose your deposit, loan term, and kilometres, and enjoy flexible options at the end — trade, keep, or return your Toyota. It’s ideal for people who like to keep their options open.

Learn More About Toyota Access

Toyota Car Loan – Straightforward, Fixed Repayments

Prefer to own your car outright at the end? A Toyota Car Loan offers fixed monthly repayments, flexible loan terms, and no surprises. It’s a simple, traditional loan with trusted support along the way.

Novated Leasing – Through Your Employer

A popular choice for government and corporate employees. With novated leasing, your car payments (and running costs) come out of your pre-tax salary. We’ll work directly with your employer and leasing provider to make it smooth and stress-free.

Learn More About Novated Leases

Full-Service Lease – One Simple Monthly Payment

A full-service lease bundles everything into one predictable monthly cost — finance, registration, servicing, tyres, insurance, and more. It’s ideal for people who want convenience and no surprise bills.

Learn More about Full-Service Leases

Business and ABN Finance

We help local tradies, small businesses, and community groups get on the road with tailored finance options. Whether you’re buying one vehicle or building a small fleet, we’ll keep it clear, practical, and tax-effective.

Finance for Visa Holders

Finance options may be available depending on your visa type, employment status, and financial history. The best way to find out what’s possible is to speak with our finance team for a personalised assessment. We’ll take the time to explain your options clearly, without the pressure, and help you move forward with confidence.

Get a Finance Quote Online in Under 8 Minutes

Getting a finance quote online with Kalamunda Toyota is quick, easy, and obligation-free. In less than 8 minutes, you can get a personalised estimate based on your budget and vehicle preferences — no paperwork, no pressure. It’s a great first step if you’re exploring your options and want to know what repayments might look like. Once you’ve submitted your details, our team will be in touch to guide you through the next steps, all at your pace.

Finance Repayment Calculator

What Are My Used Car Finance Options

Through Toyota Financial Services, our Business Managers can tailor a Toyota Access Loan with a Toyota Certified Pre-Owned vehicles, or a Fixed Rate Loan for any quality used car in our range. Both options give you the freedom to choose your deposit, repayment terms, and payment frequency. Learn more about finance at Kalamunda Toyota and find the right solution to get you on the road sooner.

Learn About Your Options

Car Loan vs Car Lease: What’s the Difference?

A car loan and a car lease both help you get behind the wheel, but they work differently. With a car loan, you borrow money to buy the vehicle and make regular repayments until it’s fully yours. A car lease, on the other hand, is more like renting — you make payments to use the vehicle over a set period, then either return it, upgrade, or buy it out at the end. Loans suit buyers who want full ownership, while leases offer flexibility and often lower upfront costs. Not sure which is right for you? Our team is here to help you weigh up the options.

Not sure which option is right for you? That’s what we’re here for. Our team will explain the pros and cons, answer your questions, and give you the space to decide.

See What Our Customers Think

4.4 rating out of 260 reviews

Choong Keen Liew

Good service. Helpful people with Claudine and Josh.

3 days

Malik Haroon Khalil

Of all the Toyota dealerships in WA, Kalamunda Toyota has been the best experience so far. Brad was extremely helpful and secured a fantastic price for the c...

8 days

Anthro Poet

Kyle was great, he was friendly and polite. Helped my dad get his new car. Worth the one hour trip.

3 months

Alan Green

I am very happy with the service department at Kalamunda Toyota. There is really no other place I would take my Prado when it needs to be serviced or repaire...

3 months

Matthew Zulch

Very pleased with the purchase of a new car through Kalamunda Toyota. I had great communication with Claudine from the sales team who had a high attention to...

3 months

Colleen Webster

It was my lucky day when I called Kalamunda Toyota to enquire about a new car I wanted to buy. Kyle and Claudine, I could not have asked for better service. ...

4 months

Melissa Jones

Beyond happy with our experience at Kalamunda Toyota after recently purchasing a Toyota Prado. The service we received was the best we have ever experienced....

4 months

Anna Murray

Definitely worth heading up the hill after receiving a low ball offer for my late model trade in. Not only did I receive a fair price for my vehicle. I also ...

5 months

Patricia Sherwood

After avoiding dealerships for 20 years I went for a minor job at Kalamunda Toyota ...service was outstanding fabulous staff positive and problem solving..Su...

5 months

Md Akram Hossain

Very excellent service from the seller,Claudine.I recommend this dealership and meet Claudine the used car sales consultant .Also the business manager from T...

8 months

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